Unfreeze Your Credit Before Applying for a Car Loan

Unfreeze Credit

Ready to Buy a Car? Don't Forget to Unfreeze Your Credit!

If you've frozen your credit through one or more of the major credit bureaus, you'll need to lift the freeze before applying for financing on a new or used vehicle. It's an easy step that ensures lenders can access your credit information and keep the buying process moving smoothly. While a credit freeze helps protect your financial information, it must be lifted temporarily to complete an auto loan application.

To manage your freeze, you can visit the credit bureau websites directly:

Quick Checklist

  1. Log in to all three bureaus above
  2. Temporarily unfreeze credit (time-based or lender-specific)
  3. Shop & apply for financing at our dealership
  4. Refreeze your credit afterward